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We recognize the importance of protecting the personal information you provide that is collected by us via www.NationCommercialCapital.com (“the Site”) and through off-line communications with you, including telephone conversations and in-person communications.
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We do not sell information about you to others.
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We protect the security and confidentiality of information about you.
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We share information outside of our company only when necessary to administer products or services we or other 3rd Party providers may provide, when we have your permission, when required by law, or as otherwise described in this Privacy Policy.
This Privacy Policy describes how we handle your personal information for our services. By accepting the Privacy Policy and the Terms of Use, you expressly consent to our collection, storage, use and disclosure of your personal information as described in this Privacy Policy.
Please read the following policy to understand how your personal information will be used while you take advantage of the services we offer. This policy may change from time to time. We will post an amended Privacy Policy prominently on the Site so that you can always review what information we gather, how we might use that information, and whether we disclose it to anyone. Please check the Site at any time for the most recent version of our Privacy Policy. We may amend this Privacy Policy at any time by posting the amended terms on the Site. All amended terms automatically take effect upon acceptance for new users and otherwise 30 days after they are initially posted on the Site.
If you have any questions, please feel free to contact us.
Our Privacy Policy discloses the following information:
1. What personally identifiable information is collected and how it is used 2. What general information and documentation is collected 3. With whom personally identifiable information is shared 4. User choices regarding collection and use of information 5. Security measures used to protect personally identifiable information
What personally identifiable information is collected and how it is used We collect personally identifiable information from you in order to respond to your requests for our services. This information may include, but is not limited to, your name, address, ZIP Code, email address, telephone number, whether you plan to purchase or refinance your property, and/or detailed property information. If you are seeking to purchase or refinance a property with another person, we will collect much of the same information about them as well.
What general information and documentation is collected We gather the following types of information needed to process your transactions:
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Your Contact information (e.g., personal and business addresses, phone and fax numbers, e-mail address, etc.)
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Borrower(s) goals and needs for financing
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Loan purpose and use of funds
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Detailed project costs (e.g., purchase real estate, demolition, build, etc.)
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Borrower detailed financial statement
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Borrower credit scores
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Borrower resume (e.g., experience in business, experience with property type)
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Property Information (e.g., address, zoning, type, occupancy, # buildings, # units, rent roll, income/expense reports, etc.)
We gather the following types of documentation in order to assess the viability of your transaction:
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Project Overview
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Business Income Tax Returns
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Business Financial Statements
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Business Debt Schedule
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Personal Income Tax Returns
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Personal Financial Statement
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Tri-Merge Credit Report
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Management Resume
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Rent Rolls
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Purchase Contracts
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Pro Forma Projections
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Proof of Business Entity
With whom personally identifiable information is shared We recognize that the information we collect from you may, in itself, or when tied together with other information, identify you as a specific individual. As a general rule, we will not disclose your personal information to any third party except with your permission or under special circumstances where your personally identifiable information is protected, as discussed below.
By requesting information or services from Commercial Capital Limited or other companies specified by you, you give Commercial Capital Limited permission to transfer your information, as necessary, to the appropriate parties, such as the title insurer, property insurer, lender, appraiser, escrow or settlement provider, so that they can fulfill your request and provide you with the services you require. Your information may also be transmitted to other parties in a transaction or their agent.
All personally identifiable information you provide to Commercial Capital Limited will be made available to your Agent and other Commercial Capital Limited employees with a need for the information. Generally, your Agent will coordinate the disclosure of your information to third parties. This will be done in much the same way as traditional real estate agent shares information with third parties.
The various lending institutions, title companies, property insurers, appraisal, escrow/settlement provider and other service providers you choose for your real estate transaction may each have their own privacy policies governing how they handle your personally identifiable information. We accept no responsibility or liability for third party privacy policies or the actions of any third party with respect to your personally identifiable information.
Our Site provides links to other web sites. Please be aware that when you click on one of these links, you are going to another web site even. Information you enter on these other web sites is being collected by that site. We encourage you to read the privacy statements of these linked sites as their privacy policy may differ from ours.
User choices regarding collection and use of information On occasion, we may use your email address to send you communications with information, valuable tips, or services and product information that we believe may be of interest to you. If you do not want to receive such communications, simply contact us at Solution@NationCommercialCapital.com and indicate your desire to "opt-out" of our email communications.
Security measures used to protect personally identifiable information Email is an important communication channel for our online customers. Email sent to our Agents, Buyers or Sellers are carefully routed to the intended party. Unfortunately, no email transmission over the Internet is guaranteed secure. While we strive to protect your information, we cannot guarantee the security of any information you transmit to us, and you do so at your own risk.
We maintain security procedures and standards which we believe are as safe as today’s technology permits.
If you have any questions regarding this Privacy Policy, or privacy issues in general, please feel free to contact us.
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